/* ---- Base ------------------------------------------------------------- */
body {
	margin: 0;
	font-family: Roboto, system-ui, sans-serif;
	font-size: 16px;
	line-height: 1.6;
	color: var(--fgeba-copy);
	background: #fff;
}

.fgebanow-skip {
	position: absolute;
	left: -9999px;
	top: 0;
	background: var(--fgeba-ink-strong);
	color: #fff;
	padding: 12px 20px;
	z-index: 1000;
}
.fgebanow-skip:focus { left: 0; }

/* ---- Header ----------------------------------------------------------- */
.fgebanow-header {
	border-bottom: 1px solid var(--fgeba-line);
	background: #fff;
}
.fgebanow-header__shell {
	width: var(--fgeba-shell);
	margin-inline: auto;
	display: flex;
	align-items: center;
	gap: 32px;
	min-height: 84px;
}
.fgebanow-header__logo { flex: 0 0 auto; display: block; }
.fgebanow-header__logo img { display: block; height: auto; max-width: 100%; }

.fgebanow-nav { flex: 1 1 auto; }
.fgebanow-nav__list {
	display: flex;
	flex-wrap: wrap;
	gap: 24px;
	list-style: none;
	margin: 0;
	padding: 0;
}
.fgebanow-nav__list a {
	color: var(--fgeba-ink);
	text-decoration: none;
	font-weight: 500;
	padding: 10px 0;
	display: inline-block;
	border-bottom: 2px solid transparent;
	transition: color var(--fgeba-speed) ease-out,
		border-color var(--fgeba-speed) ease-out;
}
.fgebanow-nav__list a:hover { color: var(--fgeba-blue); border-bottom-color: var(--fgeba-blue); }
.fgebanow-nav__list .current-menu-item > a { border-bottom-color: var(--fgeba-blue); }

.fgebanow-header__tel {
	flex: 0 0 auto;
	display: flex;
	flex-direction: column;
	text-decoration: none;
	min-height: 44px;
	justify-content: center;
}
.fgebanow-header__tel-label {
	font-size: 12px;
	letter-spacing: .08em;
	text-transform: uppercase;
	color: var(--fgeba-copy);
}
.fgebanow-header__tel-num {
	font-weight: 700;
	font-size: 19px;
	color: var(--fgeba-ink-strong);
	letter-spacing: -.02em;
}
.fgebanow-header__tel:hover .fgebanow-header__tel-num { color: var(--fgeba-blue); }

/* ---- Footer ----------------------------------------------------------- */
.fgebanow-footer {
	background: var(--fgeba-ink-strong);
	color: #cfe0ec;
	margin-top: 0;
	padding: 56px 0 28px;
}
.fgebanow-footer__shell {
	width: var(--fgeba-shell);
	margin-inline: auto;
	display: flex;
	flex-wrap: wrap;
	gap: 40px;
	align-items: flex-start;
}
.fgebanow-footer__brand { flex: 0 0 auto; max-width: 280px; }
.fgebanow-footer__brand img { height: auto; max-width: 100%; }
.fgebanow-footer__note { font-size: 14px; margin: 14px 0 0; }
.fgebanow-footer__nav { flex: 1 1 0; }
.fgebanow-footer__list { list-style: none; margin: 0; padding: 0; columns: 2; gap: 24px; }
.fgebanow-footer__list a {
	color: #cfe0ec;
	text-decoration: none;
	display: inline-block;
	padding: 7px 0;
	transition: color var(--fgeba-speed) ease-out;
}
.fgebanow-footer__list a:hover { color: #fff; text-decoration: underline; }
.fgebanow-footer__contact { flex: 0 0 auto; }
.fgebanow-footer__tel {
	color: #fff;
	font-weight: 700;
	font-size: 20px;
	text-decoration: none;
	letter-spacing: -.02em;
}
.fgebanow-footer__legal {
	width: var(--fgeba-shell);
	margin: 40px auto 0;
	padding-top: 20px;
	border-top: 1px solid rgb(255 255 255 / 18%);
	font-size: 13px;
}

/* ---- Focus + motion --------------------------------------------------- */
a:focus-visible,
button:focus-visible,
select:focus-visible,
input:focus-visible {
	outline: var(--fgeba-focus);
	outline-offset: 2px;
}

@media (prefers-reduced-motion: reduce) {
	*, *::before, *::after {
		transition-duration: 0ms !important;
		animation-duration: 0ms !important;
	}
}

@media (max-width: 860px) {
	.fgebanow-header__shell { flex-wrap: wrap; gap: 16px; padding-block: 14px; }
	.fgebanow-nav { order: 3; width: 100%; }
	.fgebanow-nav__list { gap: 16px; }
	.fgebanow-footer__list { columns: 1; }
}

/* ---- Shared ----------------------------------------------------------- */
.fgebanow-shell { width: var(--fgeba-shell); margin-inline: auto; }

.fgebanow-h2 {
	font-size: clamp(26px, 3vw, 38px);
	font-weight: 700;
	line-height: 1.05;
	letter-spacing: -.035em;
	color: var(--fgeba-ink-strong);
	margin: 0 0 28px;
}

.fgebanow-cta {
	display: inline-block;
	min-height: 52px;
	padding: 15px 30px;
	border-radius: var(--fgeba-control-radius);
	font-weight: 700;
	text-decoration: none;
	transition: background-color var(--fgeba-speed) ease-out,
		transform var(--fgeba-speed) ease-out;
}
.fgebanow-cta--primary { background: var(--fgeba-crimson); color: #fff; }
.fgebanow-cta--primary:hover { background: #9d0721; }

/* ---- Hero ------------------------------------------------------------- */
.fgebanow-hero { background: var(--fgeba-ink-strong); color: #dceaf4; }
.fgebanow-hero__shell {
	width: var(--fgeba-shell);
	margin-inline: auto;
	padding: clamp(48px, 5vw, 72px) 0 clamp(52px, 5.4vw, 78px);
	max-width: 820px;
	margin-left: auto;
	margin-right: auto;
}
.fgebanow-hero__eyebrow {
	margin: 0 0 14px;
	font-size: 13px;
	letter-spacing: .12em;
	text-transform: uppercase;
	color: #8fc0e0;
}
.fgebanow-hero__title {
	margin: 0 0 18px;
	font-size: clamp(30px, 4vw, 50px);
	font-weight: 700;
	line-height: 1.03;
	letter-spacing: -.045em;
	color: #fff;
	max-width: 22ch;
}
.fgebanow-hero__lede {
	margin: 0 0 30px;
	font-size: clamp(16px, 1.5vw, 19px);
	max-width: 56ch;
}
.fgebanow-hero__trust {
	margin: 22px 0 0;
	font-size: 14px;
	color: #9dc4dd;
}

/* ---- Product rows ----------------------------------------------------- */
.fgebanow-products { padding: clamp(48px, 5vw, 76px) 0; }
.fgebanow-rows { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--fgeba-line); }
.fgebanow-row { border-bottom: 1px solid var(--fgeba-line); }
.fgebanow-row__link {
	display: grid;
	grid-template-columns: minmax(190px, 1fr) 2fr auto;
	gap: 24px;
	align-items: baseline;
	padding: 22px 8px;
	text-decoration: none;
	color: inherit;
	transition: background-color var(--fgeba-speed) ease-out,
		padding-inline var(--fgeba-speed) ease-out;
}
a.fgebanow-row__link:hover { background: var(--fgeba-mist); padding-inline: 18px 8px; }
.fgebanow-row__title {
	font-weight: 700;
	font-size: 19px;
	color: var(--fgeba-ink-strong);
	letter-spacing: -.02em;
}
.fgebanow-row__copy { font-size: 15px; }
.fgebanow-row__more { font-weight: 700; font-size: 14px; color: var(--fgeba-blue); white-space: nowrap; }
.fgebanow-row--static .fgebanow-row__title { color: var(--fgeba-ink); }

@media (max-width: 720px) {
	.fgebanow-row__link { grid-template-columns: 1fr; gap: 6px; }
	.fgebanow-row__more { margin-top: 6px; }
}

/* ---- Benefits --------------------------------------------------------- */
.fgebanow-benefits { background: var(--fgeba-sky); padding: clamp(48px, 5vw, 76px) 0; }
.fgebanow-benefits__list {
	list-style: none;
	margin: 0;
	padding: 0;
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	gap: 0 48px;
}
.fgebanow-benefit { padding: 22px 0; border-top: 1px solid var(--fgeba-line); }
.fgebanow-benefit__title {
	margin: 0 0 6px;
	font-size: 18px;
	font-weight: 700;
	letter-spacing: -.02em;
	color: var(--fgeba-ink-strong);
}
.fgebanow-benefit__copy { margin: 0; font-size: 15px; }

/* ---- Risk -> Protection ----------------------------------------------- */
.fgebanow-risk { padding: clamp(48px, 5vw, 76px) 0; }
.fgebanow-risk__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0; }
.fgebanow-risk__col { padding: 0 40px; }
.fgebanow-risk__col:first-child { padding-left: 0; border-right: 1px solid var(--fgeba-line); }
.fgebanow-risk__col:last-child { padding-right: 0; }
.fgebanow-risk__head {
	margin: 0 0 16px;
	font-size: 13px;
	letter-spacing: .1em;
	text-transform: uppercase;
	color: var(--fgeba-blue-dark);
}
.fgebanow-risk__list { list-style: none; margin: 0; padding: 0; }
.fgebanow-risk__list li {
	padding: 14px 0;
	border-top: 1px solid var(--fgeba-line);
	font-size: 15px;
}

@media (max-width: 760px) {
	.fgebanow-benefits__list { grid-template-columns: 1fr; }
	.fgebanow-risk__grid { grid-template-columns: 1fr; }
	.fgebanow-risk__col { padding: 0; }
	.fgebanow-risk__col:first-child {
		border-right: 0;
		border-bottom: 1px solid var(--fgeba-line);
		padding-bottom: 28px;
		margin-bottom: 28px;
	}
}

/* ---- Meet Dana ---------------------------------------------------------
 * Testimonials CSS is intentionally not included: no genuine, distinctly
 * attributed testimonial was found on the live page (see front-page.php
 * comment and task-7-report.md). Only the Meet Dana section is real.
 * ------------------------------------------------------------------------ */
.fgebanow-dana { padding: clamp(48px, 5vw, 76px) 0; }
.fgebanow-dana__grid {
	display: grid;
	grid-template-columns: minmax(240px, 380px) 1fr;
	gap: 48px;
	align-items: center;
}
.fgebanow-dana__media img {
	width: 100%; height: auto; display: block;
	border-radius: var(--fgeba-corner);
	box-shadow: var(--fgeba-shadow);
}
.fgebanow-dana__body p { margin: 0 0 14px; }
.fgebanow-link {
	display: inline-block;
	margin-top: 12px;
	font-weight: 700;
	color: var(--fgeba-blue-dark);
	text-decoration: none;
	border-bottom: 2px solid transparent;
	transition: border-color var(--fgeba-speed) ease-out;
}
.fgebanow-link:hover { border-bottom-color: var(--fgeba-blue-dark); }

@media (max-width: 860px) {
	.fgebanow-dana__grid { grid-template-columns: 1fr; gap: 28px; }
}

@media (prefers-reduced-motion: reduce) {
	.fgebanow-link { transition: none; }
}

/* ---- FAQ -------------------------------------------------------------- */
.fgebanow-faq { padding: clamp(48px, 5vw, 76px) 0; }
.fgebanow-faq__list { border-top: 1px solid var(--fgeba-line); }
.fgebanow-faq__item { border-bottom: 1px solid var(--fgeba-line); }
.fgebanow-faq__heading { margin: 0; font-size: inherit; font-weight: inherit; }
.fgebanow-faq__q {
	width: 100%;
	min-height: 56px;
	display: flex;
	justify-content: space-between;
	align-items: center;
	gap: 20px;
	background: none;
	border: 0;
	padding: 18px 4px;
	text-align: left;
	font: 700 17px/1.35 Roboto, system-ui, sans-serif;
	letter-spacing: -.02em;
	color: var(--fgeba-ink-strong);
	cursor: pointer;
	transition: color var(--fgeba-speed) ease-out;
}
.fgebanow-faq__q:hover { color: var(--fgeba-blue); }
.fgebanow-faq__q-text { flex: 1 1 auto; min-width: 0; white-space: normal; }
.fgebanow-faq__mark {
	flex: 0 0 auto;
	width: 14px; height: 14px;
	border-right: 2px solid var(--fgeba-blue);
	border-bottom: 2px solid var(--fgeba-blue);
	transform: rotate(45deg);
	transition: transform var(--fgeba-speed) ease-out;
}
.fgebanow-faq__q[aria-expanded="true"] .fgebanow-faq__mark { transform: rotate(225deg); }
.fgebanow-faq__a { padding: 0 4px 22px; max-width: 68ch; }
.fgebanow-faq__a p { margin: 0; }

/* ---- Closing CTA ------------------------------------------------------ */
.fgebanow-close { padding: 0 0 clamp(48px, 5vw, 76px); }
.fgebanow-close__band {
	background: var(--fgeba-mist);
	border-left: 5px solid var(--fgeba-crimson);
	padding: clamp(28px, 3vw, 40px);
	display: flex;
	flex-wrap: wrap;
	gap: 24px;
	align-items: center;
	justify-content: space-between;
}
.fgebanow-close__band .fgebanow-h2 { margin-bottom: 8px; }
.fgebanow-close__copy { margin: 0; max-width: 52ch; }
.fgebanow-cta--outline {
	background: transparent;
	color: var(--fgeba-ink-strong);
	border: 2px solid var(--fgeba-line-strong);
}
.fgebanow-cta--outline:hover { background: #fff; border-color: var(--fgeba-blue-dark); color: var(--fgeba-blue-dark); }

@media (prefers-reduced-motion: reduce) {
	.fgebanow-faq__q,
	.fgebanow-faq__mark { transition: none; }
}